Interest free options
It's never been easier to shop for your favourite things with up to 24 Months Interest Free Payment Plans for online purchases.
Eligible cards
You can use your existing Latitude Gem Visa, CreditLine, Latitude GO Mastercard, or Buyer’s Edge credit card. Or apply now for a new Latitude Gem Visa credit card. You’ll get a response within 60 seconds, and if approved you can start shopping in-store or online straight away.
New applicants
Apply now for a Latitude Gem Visa credit card^
- Apply online in 10 minutes
- Once approved, simply activate your card online using the Latitude app
- In-store purchases: Head in-store and provide us with your photo ID and account number
- Online purchases: Checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
- Fees and charges apply including an $10.95 per month account service fee (subject to change).
Existing Latitude credit card holders
Start shopping interest free now!
- For online purchases choose Latitude Interest Free as your payment method during checkout and simply enter your card or account number
- Or visit your nearest store and present your card at checkout
- Fees and charges may apply (please refer to your cards terms and conditions).
Available Payment Plans
6 Months
Minimum spend $300
12 Months
Minimum spend $500
24 Months
Minimum spend $600
Things to know
- ^This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
- To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store or online. Excludes Miele & Asko agency sales, gift cards & phone plans.
- Approved customers only. Interest may also apply to other credit card transactions.
- Monthly credit card account fee applies. At the end of the interest free promotional period, interest is payable on any outstanding balance. For Latitude Gem Visa cardholders, the current monthly account service fee is $10.95 (subject to change) and the current expired promotional purchase interest rate is 29.99% p.a. (subject to change). For other participating Latitude credit cards, please visit www.latitudefinancial.com.au/credit-cards/ for the current fees and interest rates.
- If you miss a payment, late fees will apply and interest may also apply.
- For conditions of use of participating Latitude credit cards, visit https://www.latitudefinancial.com.au/forms/.
- Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
- Not all interest free payment plans are available online.
- Minimum monthly payment plans (Interest Free Promotion) Minimum monthly payments required during the interest free promotional period (refer to your statement for exact amounts). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
- Equal monthly payment plans (Instalment Interest Free Promotion) Equal monthly payments required (refer to your statement for exact amounts). If you fail to make the required equal monthly payment for two consecutive months, you agree that if your equal monthly repayment plan (Instalment Interest Free Promotion) has a term of fewer than 33 months it will change to a minimum monthly payment plan (Interest Free Promotion) for the remainder of the initial plan term.