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It's never been easier to shop for your favourite things than with Interest Free Payment Plans for instore purchases. You can use your existing Latitude Gem Visa card, or apply now. You’ll get a response within 60 seconds, and if approved you can start shopping instore straight away. Alternatively, you can shop in store and apply while you’re there. Please note that Interest Free Payment Plans do not apply for purchases made online via JB Hi-Fi website.

Don't have an interest free card?

Apply now for Latitude Gem Visa

How to apply:

  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • Head in-store and provide us with your photo ID and account number
Apply Online Now

Have one of these cards?

Start shopping interest free now!

How to apply:

  • Visit your nearest store and present your card at checkout
Find A Store

Choose the plan that's right for you

Minimum monthly payments required for these plans

6 Months

Minimum spend $300+

12 Months

Minimum spend $500+

24 Months

Minimum spend $600+

Interest free by Latitude (all plans)
Available to approved customers only. To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store. . At the end of the plan, interest will be charged at 24.99%. A $99 annual fee applies for Latitude Gem Visa. This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, Latitude GO Mastercard and Buyer’s Edge customers. Other conditions, fees and charges apply, see product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. Interest free payment plans are not available online.

Minimum monthly repayment plans
Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

Equal monthly payment plans (promotional periods only)
The plan is payable by 50 or 60 approximate equal monthly instalments (exact amounts specified in your statement).