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Interest free options

It's never been easier to shop for your favourite things with up to 24 Months Interest Free Payment Plans for online purchases.

Eligible cards

You can use your existing Latitude Gem Visa, CreditLine, Latitude GO Mastercard, or Buyer’s Edge credit card. Or apply now for a new Latitude Gem Visa credit card. You’ll get a response within 60 seconds, and if approved you can start shopping in-store or online straight away.

New applicants

Apply now for a Latitude Gem Visa credit card^

  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: Head in-store and provide us with your photo ID and account number
  • Online purchases: Checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
  • Fees and charges apply including an $10.95 per month account service fee (subject to change).
Apply now

Existing Latitude credit card holders

Start shopping interest free now!

  • For online purchases choose Latitude Interest Free as your payment method during checkout and simply enter your card or account number
  • Or visit your nearest store and present your card at checkout
  • Fees and charges may apply (please refer to your cards terms and conditions). 
Start shopping now

^This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Available Payment Plans

6 Months

Minimum spend $300

12 Months

Minimum spend $500

24 Months

Minimum spend $600 

Things to know

  • Minimum* or equal# monthly payments required for these payment plans. New customers must apply and be approved for a Latitude Gem Visa credit card. Also available on participating Latitude credit cards. Conditions, fees and charges apply. 
  • To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store or online. Excludes Miele & Asko agency sales, gift cards & phone plans. 
  • A monthly account service fee of $10.95 per month (subject to change) applies for Latitude Gem Visa cardholders.
  • At the end of the plan, interest is payable on any outstanding balance. The current rate is 29.99% p.a. (subject to change) for Latitude Gem Visa cardholders. For other participating Latitude credit cards, please see the Latitude website for the current interest rates and fees.
  • *Minimum monthly repayment plans Minimum monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
  • #Equal monthly payment plans (promotional period only) Payable in 6, 12, 24, 50 or 60 equal monthly payments (exact amounts specified in your statement). If the equal monthly payment plan (Instalment Interest Free Promotion) is for a term less than 33 months, the minimum monthly payment will be greater than an interest free payment for the same term and you may pay more interest on any other outstanding balance on your credit card account, as your repayments will be allocated to this plan first. If you don’t make your minimum monthly payment, for two consecutive months, you agree that all equal monthly payment plans (Instalment Interest Free Promotion) with a term less than 33 months will change to a minimum monthly payment plan (Interest Free Promotion) for the remainder of the original plan term.