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Interest free finance

It's never been easier to shop for your favourite things than with Interest Free Payment Plans. You can use your existing Latitude Gem Visa card, or apply now. You’ll get a response within 60 seconds, and if approved you can start shopping in-store or online straight away.

Don't have an interest free card?

Apply now for Latitude Gem Visa

  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: Head in-store and provide us with your photo ID and account number
  • Online purchases: Checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
Apply now

Have one of these cards?

Start shopping interest free now!

  • For online purchases choose Latitude Interest Free as your payment method during checkout and simply enter your card or account number
  • Or visit your nearest store and present your card at checkout
Start shopping now

Choose the plan that's right for you

Minimum* or equal# monthly payments required for these plans.

6 Months

Minimum spend

$300 in-store

$1000 online

12 Months

Minimum spend

$500 in-store

$1000 online

24 Months

Minimum spend 

$600 in-store

$1000 online

Interest free by Latitude (all plans)
Available to approved customers only. To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store or online. Excludes Miele & Asko agency sales, gift cards & phone plans. 50 & 60 month terms also exclude Apple products. At the end of the plan, interest will be charged at 24.99%. Account service fee of $8.95 per month applies. This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. 

*Minimum monthly repayment plans
Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

#Equal monthly payment plans (promotional period only)
Payable in 6, 12, 24, 50 or 60 equal monthly payments (exact amounts specified in your statement). If the equal monthly payment plan (Instalment Interest Free Promotion) is for a term less than 33 months, the minimum monthly payment will be greater than an interest free payment for the same term and you may pay more interest on any other outstanding balance on your credit card account, as your repayments will be allocated to this plan first. If you don’t make your minimum monthly payment, for two consecutive months, you agree that all equal monthly payment plans (Instalment Interest Free Promotion) with a term less than 33 months will change to a minimum monthly payment plan (Interest Free Promotion) for the remainder of the original plan term.